Features & Benefits of the EMI Card

What are the Features & Benefits of the EMI Card?


Purchasing big ticket items like a refrigerator or a gaming laptop can lead to a sizable setback in your finances. However, you can lessen the financial impact by opting to purchase them through EMIs. But then, what if you don’t have a credit card? 

Well, there’s a solution – the Bajaj Finserv EMI card. It is a unique financial tool that allows you to purchase an extensive range of products on easy EMIs in a smooth and hassle-free manner. Interested to know more? Read on to find out more about the benefits of Bajaj EMI Card

Features and Benefits of the Bajaj Finserv EMI Card

You get to enjoy a plethora of different benefits and features by simply applying for a Bajaj card online. Here’s a quick look at a few of them. 

  • Minimal Eligibility Criteria and Documentation

The eligibility criteria that you would have to satisfy to apply for a Bajaj Finserv EMI card online is very relaxed. That’s not all. Even the documentary proof that you’re required to submit is also minimal. 

  • High Spending Limits

Depending on your eligibility criteria, the Bajaj EMI card comes with pre-approved limits of up to Rs. 2 lakhs. This allows you to make large purchases such as furniture, smartphones, and household appliances easily. 

  • Customisable Tenures

The repayment tenure for your EMI purchases can be customised according to your preferences. You can choose between a tenure ranging from as low as 3 months to as high as 24 months.

  • Zero Foreclosure Charges

The Bajaj Finserv EMI card allows you to close your loan at any point in time after the first EMI payment. What’s even more exciting is that you won’t have to pay any charges or fees for foreclosing your EMI. 

  • Affordable Shopping 

The EMI card makes shopping for products more affordable through various benefits such as zero down payments, No Cost EMIs, and promises of same day delivery, among others.  

  • Ability to Purchase on EMI Without a Credit Card 

The ability to purchase products through EMIs is not only reserved for credit cards. With the Bajaj Finserv EMI card, you can purchase a wide range of electronics, appliances, gadgets, and others even if you don’t possess a credit card. 

  • Offline EMI Shopping at Partner Stores

If you prefer purchasing products offline, then you’d be glad to know that the EMI card from Bajaj can also be used for offline purchases at select partner stores as well. In fact, you don’t even have to carry the card with you. You can simply use your Bajaj Experia login credentials to log into your Bajaj Finserv Customer Portal to view your card details. 

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Taking into account so many features and benefits on offer, the Bajaj Finserv EMI card is easily the best way to purchase products online and offline. If you don’t have one already, then simply visit the Finserv MARKETS website to apply for a Bajaj Finserv EMI card online within just a few minutes. 

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